Current mortgage rates: VA, FHA and jumbo loan rates
The average rates for FHA, VA and jumbo loans are:
- The rate on a 30-year FHA mortgage is 3.112%.
- The rate on a 30-year VA mortgage is 3.174%.
- The rate on a 30-year jumbo mortgage is 3.599%.
Current mortgage refinance rates
The average refinance rates for 30-year loans, 15-year loans and ARMs are:
- The refinance rate on a 30-year fixed-rate refinance is 3.552%.
- The refinance rate on a 15-year fixed-rate refinance is 2.617%.
- The refinance rate on a 5/1 ARM is 3.423%.
- The refinance rate on a 7/1 ARM is 3.641%.
- The refinance rate on a 10/1 ARM is 4.028%.
Average Mortgage Refinance Rates
Data based on US mortgage loans closed on Oct 28, 2021
15 YEAR FIXED CONVENTIONAL
- Oct 28: 2.67%
- Last Week: 2.69%
- Change: -0.02%
30 YEAR FIXED CONVENTIONAL
- Oct 28: 3.62%
- Last Week: 3.66%
- Change: -0.04%